The latest data for UK fintech investment shows that figures were slightly down in 2024. According to KPMG’s biannual Pulse of Fintech report, total UK fintech investment for the first half of the year came to $7.2 billion, representing a 5% decrease.
This has been attributed to lingering concerns over geopolitical instability and weaker macroeconomic indicators. However, for anyone investment planning in Cheshire’s fintech industry, there are still grounds to be positive.
The UK remains at the heart of European fintech investment, and it is worth noting that British companies receive more funding than the rest of the EMEA combined. Early 2025 saw some eye-catching deals, such as Blackrock’s $3.1 billion buyout of private market data firm Prequin. In total, 216 UK fintech deals were reached over this period, covering mergers and acquisition, private equity and venture capital.
Analysts have expressed confidence that the UK market is resilient and that the sector will see exciting developments coming in the months ahead. The Financial Conduct Authority is teaming up with AI (artificial intelligence) computing giant Nvidia to create a ‘Sandbox’. This secure testing environment has been designed to enable financial services firms to test AI technologies. There is also an expectation that digital currencies are poised to see greater investment.
Crypto, AI and regtech all performed well ahead of 2024’s investment levels at the mid-year mark. Crypto saw $8.3 billion in investment in the first half of 2025, compared to $10.7 billion during the entirety of 2024, while AI benefited from $7.2 billion in investment, which contrasted with $8.9 billion in the whole of 2024.
