Financial Planning & Wealth Management Services

Financial Advice Tailored Around You

At Hartey Wealth Management, we provide independent financial advice designed to help you protect, grow and preserve your wealth with confidence. Our services are designed to support every stage of your financial journey, from building and protecting wealth to planning for retirement and passing assets on efficiently.

Whether you are planning for retirement, looking to invest efficiently, considering inheritance tax planning, or simply want greater clarity over your financial future, our experienced advisers are here to help.

We take a personal and long-term approach to financial planning. Every recommendation we make is tailored to your circumstances, goals and attitude to risk, helping you make informed decisions at every stage of life.

Based in Chester and Oswestry, we support individuals, families and business owners across the region with clear, straightforward financial guidance.

Financial Planning

Effective financial planning creates structure, clarity and direction for your future.

We work closely with you to understand your goals and develop a bespoke strategy that aligns your finances with the life you want to achieve. From building wealth to planning major life events, we provide ongoing support and expert guidance every step of the way.

Helping you with:

Long-term financial planning
Cashflow planning
Tax-efficient strategies
Wealth preservation
Financial reviews

Inheritance Tax Planning

Careful estate planning can help ensure more of your wealth passes to the people who matter most.

Our advisers can help you explore tax-efficient strategies designed to protect your estate and reduce unnecessary inheritance tax liabilities, while maintaining control and flexibility.

Helping you with:

Estate planning
Gifting strategies
Trust planning
Wealth transfer
Tax-efficient solutions

Retirement Planning

Retirement should be approached with confidence, not uncertainty.

Whether you are preparing for retirement or already retired, we can help you create a sustainable income strategy that supports your lifestyle and long-term objectives.

Helping you with:

Pension planning
Retirement income strategies
Drawdown planning
Pension consolidation
Later-life financial planning

Investments

Investing successfully requires discipline, experience and a clear understanding of risk.

We provide independent investment advice and tailored portfolio solutions designed around your objectives, time horizon and tolerance for risk.

Helping you with:

Investment portfolios
ISA investing
Risk management
Long-term growth strategies
Ethical investing options

Protection

Financial protection provides reassurance for you and your family should the unexpected happen.

We help ensure you have appropriate protection in place to safeguard your income, lifestyle and loved ones against life’s uncertainties.

Helping you with:

Life insurance
Critical illness cover
Income protection
Family protection
Business protection

Portfolio Management

Our portfolio management service provides actively managed investment solutions tailored to your individual risk profile and objectives.

We continually monitor market conditions and adjust portfolios where appropriate, helping clients remain aligned with their long-term financial goals.

Helping you with:

Risk-managed portfolios
Active investment management
Income and growth strategies
Ethical portfolios
Ongoing portfolio reviews

Second Opinion Service

If you already have investments, pensions or financial plans in place, our Second Opinion Service can provide an independent review of your current arrangements.

We assess whether your existing strategy remains suitable, cost-effective and aligned with your goals.

Business Services

Supporting the financial wellbeing of your business is just as important as planning for your personal future.

At Hartey Wealth Management, we provide tailored business financial solutions designed to support employers, employees and the long-term success of your business.

Helping you with: