If you are currently considering asset management options in Cheshire or Oswestry, new research has shed light on investors’ portfolio strategies in 2026.
The study by Scottish Widows found that nearly 62% of investors holding £100,000 or more in assets plan on increasing their portfolios. Around 23% said they intended to increase their portfolios ‘significantly’.
A further 24% said their investments would remain the same, 8% said they would be investing less, whilst another 6% remained undecided. The figures were published ahead of the insurer’s January 2026 confidence barometer report. The average increase in portfolios is estimated to work out at £33,698.
The report concluded that more cautious investors were conscious of market volatility at a time of global trade tariffs and geopolitical turbulence. Researchers also noticed a divide between advised and non-advised investors, with the former more likely to increase investments, and more encouraged by hopes of more favourable market returns. Analysts said that this reflects a greater confidence on the part of advised investors, and demonstrates the vital role of financial advisers in formulating long term wealth-creating strategies.
Looking ahead, the Financial Conduct Authority (FCA) has said approximately 18 million people with pensions and investments could be set to receive targeted support to plug the ‘advice gap’ and help improve decision-making and financial literacy. This is in large part due to advances in technology and regulatory changes designed to make financial education more accessible.
FCA data has identified circa 7 million adults across the UK with over £10,000 in cash savings who are potentially missing out on positive investment opportunities.
