How to Protect Your Business if Something Happens to You

You are probably your business’s biggest asset. But if something happened to you – illness, accident, or something worse – what happens to the business?

The Four Key Protections

  1. Key Person Insurance – covers loss of a key revenue driver
  1. Business Loan Protection – pays off debts if an owner dies
  1. Shareholder Protection – funds share buyouts
  1. Succession Planning – ensures someone can run the business in your absence.

An Example 

A business owner suffers a heart attack. Their key person cover provided £500k to keep the business afloat while they recovered. Without it, they would have had to take on expensive debt or sell the business.

The Hartey Wealth Management Edge

We integrate business risk planning into your overall wealth plan, so your family and your company are both protected. If your business depends heavily on you, let’s make sure it can survive without you.

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