Coronavirus pension scams

HWMOldcouple

Fraudsters exploiting the coronavirus to prey on anxiety and fear of saver The three main regulatory bodies have joined forces to issue a statement urging investors to remain calm and avoid making ‘rushed’ financial decision in response to the coronavirus (COVID-19) crisis   The Pensions Regulator (TPR), the Financial Conduct Authority (FCA) and the Money […]

The Pitfalls Of Market Timing

Markets

DON’T BECOME DISTRACTED BY SHORT-TERM VOLATILITY   Fortunately, there are a number of timetested strategies that may help you deal with market volatility. Two of the most prevalent are: invest for the long-term, and maintain realistic performance expectations when it comes to returns. By coupling these strategies with maintaining proper portfolio diversification and avoiding the […]

Pulse of the market

HWM marketswings

Volatility and returns: a fundamental part of being a good investor Understanding the interaction between volatility and returns is a fundamental part of being a good investor. This is especially important at times such as now when we’ve seen daily sizeable swings in market values as global markets try to get to grips with the […]

COVID-19 effects on retirement planning

Pensions

 Remember that pension savings are for the long term   The Coronavirus (COVID-19) is having a widespread impact across all aspects of financial life, including retirement plans. The current global stock market turbulence, as a consequence of COVID-19, will no doubt be concerning for individuals whose pension savings are invested partly or fully during these […]

Coronavirus (COVID-19) investment scams

Covid 1

If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams. They can be articulate and financially knowledgeable, with credible websites, testimonials and materials that are hard to distinguish from the real thing. However, if it sounds too good to be true, it probably is. Coronavirus […]

Covid 19 Effect House Prices

HWM Housing

SECTOR SET TO MIRROR THE REST OF THE ECONOMY OVER THE SPRING AND SUMMER It’s too early to get a clear picture of what will happen to UK property prices after the coronavirus (COVID-19) outbreak. The UK property market since December 2019 had been enjoying an upward trajectory following a post-election bounce. This year had […]

Protecting Renters Affected By Coronavirus

budget2020

More than a fifth of UK households live in privately rented accommodation. The Government has introduced measures to protect renters affected by coronavirus (COVID-19). This radical package of measures protects renters and landlords affected by coronavirus – and with these in force, no renter in either social or private accommodation will be forced out of […]

Applying For A Three-Month Mortgage Payment Holiday

HWM3Mth

Mortgage borrowers that have been adversely affected financially by coronavirus (COVID-19) may want to consider requesting to take a mortgage payment holiday on their residential or buy-to-let mortgage for up to three months to help their financial situation. The Government’s policy is aimed at easing the stress some borrowers will be facing during the pandemic […]

Coronavirus Impact On The Global Economy

CoronavirusImpact

Even with events like the coronavirus and global market volatility dominating the headlines, the key is to keep calm and remember that ups and downs are a normal function of markets, and part and parcel of investing. Bear markets are a fact of any investor’s life. Single-day volatility will continue to be common, and we […]

Focus On Long Time Horizons

HarteyHorizons

We all have different objectives in life and need different strategies to help achieve them. Sensible diversification – owning a mix of assets, including shares, bonds and alternative investments such as property – can help protect investors over the long term. When one area of a portfolio underperforms, another part should provide important protection. RISK […]