Risk Of Retirement Longevity
MAXIMISING INVESTMENT RETURNS OVER A LONGER LIFE EXPECTANCY There are lots of variables in retirement: how long people will live for, the costs of goods and services they will need, interest rates available on their accumulated savings, and so on. But once you have retired, investing is anything but straightforward. Your finances are a primary […]
Diversification
Spreading your money across different investment types and sectors Reducing the overall risk If we could see into the future, there would be no need to diversify our investments. We could merely choose a date when we needed our money back, then select the investment that would provide the highest return to that date. […]
2020/21 TAX YEAR PLANNING
Now is the time to make some tax-smart moves Tax is never a one-size-fits-all approach: each taxpayer and each year will be different. And with the new tax year this is a perfect time to carry out a tax health check and implement any planning opportunities. There are a number of valuable allowances and reliefs. These […]
10 Essential Tips To Work From Home Remotely
Prior to the coronavirus (COVID-19) pandemic outbreak, we might have imagined working from home as the opportunity of sleeping in late, lounging around in our pyjamas, and long leisurely lunches. However, as many of us are now having to work from home, even though this offers a great amount of flexibility, it is still a […]
Let’s Get Physical How Exercise Can Help During Coronavirus
Across the country, fitness clubs and gyms have been closed in an effort to stop the spread of coronavirus (COVID-19). For many people, this is much more than just missing a workout –fitness routines have been proven to reduce stress as well as being a social outlet, leaving many people no longer able to follow […]
How Secure Is Your Family Or Business’s Future?
Given the current situation during this difficult and unsettling time with coronavirus (COVID-19), it’s important to think about how secure your family or business’s future would be in the event that you were no longer around. Understandably, we would rather not think of the time when we’re no longer around, but this crisis has highlighted […]
Diversification-Diversification-Diversification-
PROVIDING MORE BALANCE TO YOUR PORTFOLIO WHEN MARKET SHIFTS OCCUR Since performance in any one asset class can be unpredictable depending on shifts in the market, investing across several asset classes can provide greater diversification potential. Therefore, if one asset class performs favourably, it can potentially offset another that is performing less favourably, providing more […]
Now is the time to make some tax-smart moves
Tax is never a one-size-fits-all approach: each taxpayer and each year will be different. And with the new tax year this is a perfect time to carry out a tax health check and implement any planning opportunities There are a number of valuable allowances reliefs. These opportunities include, but are not limited to, these four […]
Second Self-Assessment Payment Deferment
STRENGTHENING THE SAFETY NET FOR THOSE WHO WORK FOR THEMSELVES The Chancellor, Rishi Sunak, said he will ‘strengthen the safety net for those who work for themselves’ with a package of measures to support the self-employed and freelancers, offering improved benefits and tax deferrals. If you’re due to pay a self-assessment payment on account by […]
Moving closer to retirement
Delay taking your pension if you can For those people moving closer to retirement that may have been impacted by the recent market volatility, another option to consider is deferring your private pension. If you’re in a defined contribution scheme, delaying when you claim means that you leave your pension pot invested for longer, […]
