Passive vs active investment management
Deciding if you would prefer your investment ‘actively’ or ‘passively’ managed is an important consideration and a useful step towards narrowing your choice of funds to invest in. Are you looking for a fund that will be impacted by an individual fund manager’s choice of investments? Or would you […]
The Foundations Stones Of Good Investing – Part Two
Following last’s weeks blog post, we’ll be sharing our final five foundation stones to complete the solid base to any investment programme, ultimately helping you to grow your money to enable you to reach your final goal. Foundation stone 6: Build a well-structured portfolio Once you accept that returns come […]
The Foundation Stones of Good Investing – Part One
Investing is how you make your money grow or appreciate for long term financial goals. It is a way of saving your money for something further ahead in the future. Investing money well requires a logical and robust framework on which to build a lifelong investment programme. Here we take a look at the first five […]
Assessing your risk appetite
When looking into investing it is crucial to know your tolerance to risk. That way you can ensure your investments are put into the risk portfolio right for you. Here we discuss the steps you should consider when deciding your risk appetite: Know what you can afford to lose Ask […]
Setting Up A Trust
The structures into which you can transfer your assets can have lasting consequences for you and your family, and it is crucial that you choose the right ones. The right structures can protect assets and give your family lasting benefits. A trust can be used to reduce how much […]
Protecting your assets to give your family lasting benefits
Contrary to the belief of some, Inheritance Tax not only affects the very rich, but other people may be liable without realising. Few taxes are quite as emotive – or as politicised – as Inheritance Tax. The structures into which you transfer your assets can have lasting consequences for you and your family. With the […]
Taking a long term view
Stock markets can be unpredictable. They move frequently – and sometimes sharply – in both directions. It is important to take a long-term view (typically ten years or more) and remember your reasons for investing in the first place. Be prepared to view the occasional downturns simply as part […]
Are you fit for retirement?
Funding a comfortable retirement will be the biggest financial priority for many people, yet some people spend more time planning their holiday than their own retirement – perhaps because planning for retirement seems too complicated to think about? We know that we want an active, comfortable retirement but often don’t know where to start the […]
Fresh faces: CityWire.co.uk article
For those of you wanting to find out a little more about our Managing Director Tristan Hartey take a look at this ‘Fresh Faces’ article on Citywire.co.uk It gives a short insight into Tristan’s background, how he came into the Financial Advice business and even offers a little more information about his hobbies outside of […]
UK Interest Rates Cut: What does it mean for you?
With the Bank of England reducing the base rate to just 0.25%, we look at the likely impact on mortgage and savings rates and pensions. The Bank of England have cut interest rates to a new base rate of 0.25%. This is the first cut since 2009, and how welcome it is […]
