Time for Tea!
[one_full last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_text]There’s nothing more satisfying than a good old cup of tea and slice of cake, which is why we chose to invite our Clients to our annual Appreciation Day at the […]
Keeping on track of your pensions
It is important to keep track of your pension portfolio. It’s vital to ensure that you get the best out of the contributions you’ve made, and keep track of your pension portfolio to make sure it remains appropriate to your personal circumstances at different points in your life. Consolidating your existing pensions is one way […]
Team Member Focus – Charlotte Hampson, Marketing & Diary Manager
Welcome to our new Team Member Focus. This week we’d like to introduce you to Charlotte. Charlotte joined us as Marketing & Diary Manager in the Summer of 2015, bringing a skill set that we needed to help complete the jigsaw. She has blossomed in her role as Diary Manager which sees her make primary contact […]
Inheritance Tax – What are the numbers?
As of April 2017, the new Inheritance tax (IHT) rules have come into force, but what do they mean? As it stands each person in the UK has a Nil Rate Band (NRB). The NRB is the amount that you have within your estate before you pay any Inheritance tax. For any type of asset […]
Post-Election Considerations
Following a dreadfully poor campaign by Theresa May and the Conservative Party in the run up to yesterday’s General Election, we’ve woken up to the news that the UK will once again face the prospect of a Hung Parliament. Going into the poll, markets had rather lazily been relying upon the opinion polls, which continued to […]
Your options for using your pension pot
Under the pension freedoms rules introduced in April 2015, once you reach the age of 55, you can now take your entire pension pot as cash in one go if you wish. However, if you do this, you could end up with a large tax Income Tax bill and run out of money in retirement. […]
Why consider a trust?
If you want to mitigate the effects of Inheritance Tax (IHT) on your estate, trusts can be an important part of the process. When you put cash, property or investments in a trust, provided certain conditions are satisfied, you don’t own it any more. This means it might not count towards your IHT bill when […]
New Probate Fees
[fusion_text]The Chancellor’s most recent budget exposed plans of new probate fees, however many of us missed these. Previously it was simple, when we pass away we just needed to pay a flat fee of £215 but now, in some extreme cases, you could be liable to pay up to £20,000. It must be noted that the […]
Residence Nil Rate Band: The Basic Rules
As ever, there’s nothing simple about the new Residence Nil Rate Band (RNRB) allowances and rules which is why we’ve laid out the basics below. Inheritance Tax and RNRB are complicated and are totally dependent on each individual so we would always recommend seeking the help of a professional if you want to get further […]
Brexit causes millions to change their retirement plans
Retirement is undoubtedly a thought-provoking time anyway, but Britain’s exit from the EU appears to have added to the difficulties of retirement planning too, causing many with existing retirement plans to action changes. Findings from LV=* research has revealed that, of those approaching retirement, more than one in four (27%) have changed their retirement plans […]
