Planning For Succession
There is no easy way to say it – anticipating one’s death is an uncomfortable
topic. Yet it is often worth pushing past the initial discomfort to pursue the
potential rewards of efective wealth transfer planning. There are three places
your assets can go at your death: to your family and friends, to charity or to the
government in the form of taxes.
New Rescue Deal For Jobs And Firms
Announced alongside a package of business grants for companies in areas facing higher levels of coronavirus restrictions, the expansion comes after Mr Sunak first announced the Job Support Scheme to replace furlough. JOB SUPPORT SCHEME (JSS) The Chancellor announced changes to the Job Support Scheme (JSS) which replaced furlough in November. He told the Commons […]
State Pension Age Rises
HOW COULD THE CHANGE IMPACT ON YOUR RETIREMENT PLANS?For the first time in over a decade, the point at which people can claim a StatePension (the ‘State Pension Age’) is simple. If you have reached your 66thbirthday, you can claim it. Otherwise you cannot. Men and women born between 6 October 1954 and 5 April […]
Hurting From Home
IS THE ‘NEW NORMAL’ HAVING AN ADVERSE EFFECT ON YOUR HEALTH? More than half of office workers believe their employer should do more to help them work from home during the coronavirus (COVID-19) crisis. This has lead to millions of Britons suffering from pain as a result of their makeshift home offices. Of people being advised to work from […]
Presenteeism During Lockdown
LEVELS REACH RECORD HIGHS IN ORGANISATIONS AS STRESS AT WORK RISES Unlike absenteeism, presenteeism isn’t always apparent. You know when someone doesn’t show up for work, but you often can’t tell when or how much illness, or a medical condition hinders someone’s performance. Lockdown has taken its toll on many UK employees, as new research reveals […]
Planning A Move Abroad?
UNDERTAKING WHAT IS REQUIRED TAKES A GREAT DEAL OF THOUGHTFUL CONSIDERATION You’ve always dreamed about living aboard, but how do you make that a reality? The first practical step is to think about where you are in your life and weigh up which options are available to you. Factors like your age, financial situation and […]
Family Finances
TRADITIONAL SPENDING AND SAVING HABITS HAVE BEEN TURNED UPSIDE DOWN Household finances, including spending and saving patterns, have deteriorated drastically since the coronavirus (COVID-19) lockdown, despite unprecedented Government support. Traditional habits have been turned upside down, and household budgets that guided our incomings and outgoings before the pandemic are no longer valid. Analysis of consumer […]
Freeing Up Extra Money
HOME IS WHERE THE HEART AND TAX-FREE WEALTH IS! Preferring to remain in their own homes for as long as possible is, for many people, increasingly becoming an important part of how they view older age. There may be several reasons for this: to keep the family home, stay close to friends or remain in […]
Mind The Knowledge Gap
SOME PEOPLE STILL STRUGGLE TO MAKE INFORMED RETIREMENT DECISIONS The decisions made at retirement are big ones and have long-term consequences. Many spend years accumulating a large amount of money in pensions and other savings, but really don’t know what that might mean, how much income they can reasonably expect to receive and how best […]
Protecting Your Retirement Plans
DON’T LET CORONAVIRUS DERAIL YOUR FINANCIAL FUTURE The COVID-19 pandemic has touched virtually every aspect of our lives, not least of which is how we save for retirement. And while the number one priority is keeping our families and ourselves safe and healthy, the next topic on most people’s worry list is the financial impact, […]
