Money’s too tight to mention

By | 09.2018|Pensions|

First comes marriage, then for some couples comes divorce. But a stable marriage is one of the best paths to building and maintaining wealth. Divorce, on the other hand, is expensive. Possessions, money, financial assets and debt acquired during (and sometimes before) marriage are divided between former spouses. Putting a price tag on a divorce [...]

How prepared are you for a financial shock?

By | 06.2018|Protection|

Over three million working couples are classed as 'double income, no option' (DINOs), which means there are potentially financially vulnerable if one of the two loses their earnings. The typical household today looks very different from the traditional image of a working family made up of one primary breadwinner and one homemaker. Instead, nowadays many households rely on two incomes [...]

How to make the most of your retirement

By | 04.2018|Retirement Planning|

EVEN IF RETIREMENT ISN’T FAR AWAY, THERE ARE STEPS YOU COULD TAKE TO INCREASE YOUR EVENTUAL RETIREMENT INCOME. THIS APPLIES BOTH TO YOUR STATE PENSION ENTITLEMENT AS WELL AS TO ANY PERSONAL OR WORKPLACE PENSION POTS. We’ve provided some areas to consider that you may wish to discuss with us to help you to meet [...]

Freshen up your investments this New Year!

By | 12.2017|Investment|

With New Year fast approaching, now is a good time to take a look at your investment portfolio and maybe even consider making some changes. Carrying out regular portfolio reviews is crucial when considering the suitability of your investments and ensuring that any changes in your attitude to risk are accurately reflected. Over time, your [...]

Taking preventative action

By | 03.2017|Inheritance Tax|

Here, Tristan Hartey offers some solutions for helping to reduce your beneficiaries’ potential Inheritance Tax bill. 1. Make a Will Making a Will ensures your assets are distributed in accordance with your wishes. This is particularly important if you have a spouse or partner, as there is no IHT payable between the two of you, [...]

What are Defined Benefit Pension Schemes?

By | 02.2017|Pensions|

Defined benefit pension schemes are where the amount paid to you is set using a formula. This is based on how many years you’ve worked for your employer and the salary you’ve earned rather than the value of your investments. If you work or have worked for a large employer or in the public sector, [...]

What’s your retirement plan?

By | 12.2016|Retirement Planning|

 

Are you thinking about retiring but aren’t sure where to begin with your plans? This checklist offers some tips on what things you should consider before taking the plunge to retirement.

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You never know what might be around the corner

By | 06.2016|Income Protection|

 

Although perceptions are that injury or illness won’t happen to us, the reality is we don’t know what might be around the corner, no matter how healthy we are. Here, Tristan Hartey helps to see why protection is important, especially when you are raising a child, and the types of protection available to you.

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