Inheritance Tax & AIM

By | 05.2018|Inheritance Tax|

We are always seeking solutions for our clients and looking to provide products that will help them manage their assets more efficiently, with the aim of protecting and growing their wealth for the future. Preparing for Inheritance Tax (IHT) is an area that regularly impacts on our clients’ financial and legal planning. Across HWM, depending [...]

It’s all in the preparation…

By | 02.2018|Estate Planning|

Getting your affairs in order and planning what you want to pass on to loved ones, whether it’s while you’re alive or after you’ve passed away, is really important. Not only does it mean that your wishes can be carried out but it can also help reduce the emotional and financial burden on loved ones at an already difficult time. [...]

5 conversational topics about inheritance to have with your loved ones

By | 02.2018|Estate Planning|

We know inheritance and what needs to happen once you pass is never an easy conversation to approach, therefore we offer 5 ways in which you could make the conversation a little easier. 1. The importance of an up-to-date Will When you are making a Will, this is a good time to talk to your family [...]

Protecting, preserving or ultimately distributing your wealth

By | 12.2017|Protection|

Ensuring that you have adequate financial protection for you, your family and any dependants is an important element of financial planning. As a healthy working person with a good income, you may feel reasonably confident that you are able to provide for your family. However, your finances could be more precarious than you think. No matter what the current [...]

Why consider a trust?

By | 05.2017|Inheritance Tax, Uncategorised|

If you want to mitigate the effects of Inheritance Tax (IHT) on your estate, trusts can be an important part of the process. When you put cash, property or investments in a trust, provided certain conditions are satisfied, you don’t own it any more. This means it might not count towards your IHT bill when [...]

Your options for passing on your wealth

By | 04.2017|Estate Planning|

You’ve worked hard all of your life to get to where you are, and providing for those you care about is important to you. However, just owning your own home and having sufficient capital to provide a reasonable income during your retirement may leave your estate with a sizeable IHT liability. If you want to [...]

Protecting your assets to give your family lasting benefits

By | 09.2016|Inheritance Tax|

Contrary to the belief of some, Inheritance Tax not only affects the very rich, but other people may be liable without realising. Few taxes are quite as emotive – or as politicised – as Inheritance Tax. The structures into which you transfer your assets can have lasting consequences for you and your family. With the [...]

You still don’t have a Will?

By | 05.2016|Wills & Trusts|


Resident Wills and Estate Planner, Bill Evans shares his top four reasons for having a Will in place to ensure you’re in control of what happens to your estate when you pass on.

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Estate Matters

By | 03.2016|Estate Planning, Inheritance Tax|


Structuring your affairs efficiently means starting the correct planning early enough


Inheritance Tax (IHT) is payable by some people who, for the most part, could have avoided it. If you want your estate to go to your loved ones with the minimum amount of IHT payable, you should obtain professional advice. There are currently a number of generous reliefs relating to IHT, but in this blog we focus on just one; NEW MAIN RESIDENCE TRANSFERABLE NIL-RATE BAND.

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