Financial advice in Oswestry

Getting professional advice about your finances is one of the best ways to ensure that you have peace of mind. That is true whether you are trying to budget for hard times or devise a strategy for growing your nest egg. Located within prosperous Shropshire, Oswestry is an affluent area of the country, so the majority of people seeking financial advice in Oswestry fall into the latter category.

What exactly does financial advice involve?

Financial advice and financial planning are often seen as being more or less interchangeable and there can be crossover between them, but there are also key differences. Financial planning is a broader and long-term service that seeks to create a roadmap for achieving whatever goals you have at each stage of your life.

A financial planner will work with you for years, because those goals and the plan may change along the way.

By contrast, financial advice is usually a one-off service where the adviser seeks to address a single issue. They provide specific guidance on anything from how best to invest any savings you have to how you can go about securing insurance or setting up a pension.

However, many financial advisers in the UK are also qualified to offer longer term financial planning help as well and people often turn to the same provider for both services.

Why go to a professional?

The financial world can be a very complex one and it is hard for anyone not trained in it to know the best decisions to make. A professional financial adviser will have a firm grasp of different investment opportunities that can produce a good return on your money.

They will also know the best and most effective insurance products for your needs and how to set up a pension or a savings account while minimising the amount that you have to pay in taxes. Trying to research all of that information yourself will be an enormous burden on top of your existing work and home life responsibilities.

Why Hartey Wealth Management?

There are significant differences in terms of prosperity between different parts of the country and that impacts on financial advice, because it determines what sort of goals people will have.

If you live in Shropshire, being able to get financial advice in Oswestry will mean you can consult with someone who knows the area and its economy inside out.

Get in contact with Hartey Wealth Management today if you want experienced financial advice with a local touch.