It’s all in the preparation…

By | 02.2018|Estate Planning|

Getting your affairs in order and planning what you want to pass on to loved ones, whether it’s while you’re alive or after you’ve passed away, is really important. Not only does it mean that your wishes can be carried out but it can also help reduce the emotional and financial burden on loved ones at an already difficult time. [...]

Millenial Outlook

By | 02.2018|Pensions|

Pension saving high up on the list of workplace priorities Workers from the so-called 'Millenial Generation' are putting pension saving high up their list of workplace priorities. Nearly six in ten (57%) people in their first ten years of work considered the quality of their current employer's pension scheme before deciding whether to take the [...]

Unwritten goals are just wishes…

By | 02.2018|Financial advice|

If you do not know where you are going, how will you know when you get there? This is very true about financial goals. You need to set financial goals to help you make wise financial decisions, and also as a reward for your efforts. Goals should be clear, concise, detailed and written down. Unwritten goals are just wishes. In order to [...]

The Ups and Downs of Investing

By | 02.2018|Investment|

Investing is not just about what you know but also who you are. The key to successful investing isn’t predicting the future – it’s learning from the past and understanding the present. Investing offers potential to grow our money, reach our goals and live the life we want. Regardless of the market conditions at the moment, [...]

5 conversational topics about inheritance to have with your loved ones

By | 02.2018|Estate Planning|

We know inheritance and what needs to happen once you pass is never an easy conversation to approach, therefore we offer 5 ways in which you could make the conversation a little easier. 1. The importance of an up-to-date Will When you are making a Will, this is a good time to talk to your family [...]

Our top 7 pension tips for nuturing your nest egg this year!

By | 01.2018|Pensions|

We’ve provided seven pension tips for you to consider to keep your retirement plans on track this year. 1. Consider consolidating your pension pots – while it might be hard to keep track of pensions with job changes, the Government offers a free Pension Tracing Service. Bringing your pension pots together may help you manage them, but take care to understand the [...]

The importance of School Fee Protection

By | 01.2018|Protection|

We never expect anything serious is going to happen to us, especially when we feel fit and healthy, but it can and does. With school fees continuing to rise faster than salaries, a protection policy is crucial for protecting the education of your child should the worst happen. A school fees protection policy will pay [...]

Independent or restricted?

By | 01.2018|Financial advice|

Is it better to use an independent or restricted financial adviser? At the heart of the financial advice market lies the Independent Financial Adviser. The easiest way to describe an Independent Adviser is to state that they are unrestricted in how they can advise you and any adviser that is not independent will be restricted [...]

Freshen up your investments this New Year!

By | 12.2017|Investment|

With New Year fast approaching, now is a good time to take a look at your investment portfolio and maybe even consider making some changes. Carrying out regular portfolio reviews is crucial when considering the suitability of your investments and ensuring that any changes in your attitude to risk are accurately reflected. Over time, your [...]

Protecting, preserving or ultimately distributing your wealth

By | 12.2017|Protection|

Ensuring that you have adequate financial protection for you, your family and any dependants is an important element of financial planning. As a healthy working person with a good income, you may feel reasonably confident that you are able to provide for your family. However, your finances could be more precarious than you think. No matter what the current [...]