Inheritance Tax & AIM

By | 05.2018|Inheritance Tax|

We are always seeking solutions for our clients and looking to provide products that will help them manage their assets more efficiently, with the aim of protecting and growing their wealth for the future. Preparing for Inheritance Tax (IHT) is an area that regularly impacts on our clients’ financial and legal planning. Across HWM, depending [...]

Creating the right investment strategy

By | 05.2018|Investment, Uncategorised|

There are always going to be bumps in the road on every journey, which is why it’s essential to be flexible enough to adjust your plans when the unexpected happens. Your wealth creation objectives need to be able to adapt to whatever’s going on in your life. Nothing should stand between you and your long-term goals. Creating and maintaining the right [...]

Diversification, Diversification, Diversification

By | 05.2018|Investment|

THERE ARE MANY WAYS TO INVEST AND DIFFERENT TYPES OF INVESTMENTS. BUT WHEN LOOKING TO BUILD AN APPROPRIATE DIVERSIFIED PORTFOLIO, INVESTORS HAVE A NUMBER OF DIFFERENT CHARACTERISTICS TO EVALUATE. FOR EXAMPLE, IS THE INVESTMENT DESIGNED TO PROVIDE GROWTH OR INCOME? IS IT DOMESTIC OR INTERNATIONAL? DOES IT HAVE A MATURITY? ANOTHER CONSIDERATION IS WHETHER THE INVESTMENT IS ACTIVELY OR PASSIVELY [...]

Karl’s recommended reads – Finding my virginity!

By | 04.2018|Book review|

It’s that time again! Karl has been busy adding to his recommended reads list and this time he offers a short synopsis of “Finding my virginity” by Sir Richard Branson. Twenty years after his iconic memoir Losing My Virginity, the world’s ultimate entrepreneur is back with the rest of the story. Richard Branson’s Losing My [...]

Protecting your business

By | 04.2018|Protection|

For many business owners it can be impossible to fully separate their business and personal affairs. Often your business is the main asset within your personal estate and the main source of income for you and your family. Business owners have particular demands and circumstances and their will and estate planning needs to take this [...]

How to make the most of your retirement

By | 04.2018|Retirement Planning|

EVEN IF RETIREMENT ISN’T FAR AWAY, THERE ARE STEPS YOU COULD TAKE TO INCREASE YOUR EVENTUAL RETIREMENT INCOME. THIS APPLIES BOTH TO YOUR STATE PENSION ENTITLEMENT AS WELL AS TO ANY PERSONAL OR WORKPLACE PENSION POTS. We’ve provided some areas to consider that you may wish to discuss with us to help you to meet [...]

Presenting our guest speaker at the 2018 Client Appreciation Event….

By | 04.2018|Hartey News|

Now you've received our Newsletter, you'll know we've secured a brand new date and venue for our next Client Afternoon Tea Event. Along with the new venue, we've secured an entertaining new speaker too - Kirsty Jackson. We can't wait to hear Kirsty's talk and to get you all that little bit more excited about the [...]

Top Tips For Tax Planning!

By | 03.2018|Tax Planning|

As we near the 2017/2018 tax year end, we thought it would be helpful to provide some tax planning tips to use to help maximise the use of your various tax allowance and minimise the tax you pay. Of course, these aren't appropriate to everyone but could be invaluable to some. Income Tax planning • [...]

Crypto Currencies – Dont’ believe the hype!

By | 03.2018|News|

Digital or crypto currencies such as Bitcoin, Ethereum and Ripple have been causing financial frenzy over the past few months. Bitcoin is the oldest and most well known crypto currency and was created back in 2009. Transactions are made with no middle men – this means there’s no bank, regardless of the hype around getting rich by trading [...]

Financial resilience and peace of mind

By | 03.2018|Income Protection|

Serious illness or injury can occur at any time and will inevitably cause strain on families financially, as well as personally. Income Protection insurance is designed to provide cover if you can’t earn an income for a number of specified reasons. It provides a financial resilience to individuals and households and gives peace of mind. Help to support you financially If [...]