How pension tax relief can boost your retirement

retire couple planning

Are you starting to think about retirement? Wondering if you have saved enough? Now is the time to start thinking about how your contributions can maximise your spending power in later life.

Could you have a ‘lost’ pension?

Two hands hovering over a pile of coins that have a small plant growing out of them

It is estimated there are now over three million ‘lost’ pensions, worth over £31 billion, according to recent research from the Pensions Policy Institute (PPI).   The PPI counts a pension as ‘lost’ if the pension’s administrator is unable to contact the owner of that pension. the definition of uncontactable varies between administrators, but it […]

Pensions and IHT: beware April 2027

Three jars of coins

The announcement in the latest Budget to count pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant consequences.   Currently, most pension benefits payable on death, whether lump sums or other income, are outside the scope of IHT because they are not considered part of the deceased’s […]

Your lost pension pot could be a buried treasure

Money pot

If you are currently retirement planning in Cheshire or elsewhere in the UK, industry experts are warning that failure to claim ‘lost’ pots could leave holders dangerously exposed in retirement.