Karl’s recommended reads – Finding my virginity!

By | 04.2018|Book review|

It’s that time again! Karl has been busy adding to his recommended reads list and this time he offers a short synopsis of “Finding my virginity” by Sir Richard Branson. Twenty years after his iconic memoir Losing My Virginity, the world’s ultimate entrepreneur is back with the rest of the story. Richard Branson’s Losing My [...]

Protecting your business

By | 04.2018|Protection|

For many business owners it can be impossible to fully separate their business and personal affairs. Often your business is the main asset within your personal estate and the main source of income for you and your family. Business owners have particular demands and circumstances and their will and estate planning needs to take this [...]

How to make the most of your retirement

By | 04.2018|Retirement Planning|

EVEN IF RETIREMENT ISN’T FAR AWAY, THERE ARE STEPS YOU COULD TAKE TO INCREASE YOUR EVENTUAL RETIREMENT INCOME. THIS APPLIES BOTH TO YOUR STATE PENSION ENTITLEMENT AS WELL AS TO ANY PERSONAL OR WORKPLACE PENSION POTS. We’ve provided some areas to consider that you may wish to discuss with us to help you to meet [...]

Presenting our guest speaker at the 2018 Client Appreciation Event….

By | 04.2018|Hartey News|

Now you've received our Newsletter, you'll know we've secured a brand new date and venue for our next Client Afternoon Tea Event. Along with the new venue, we've secured an entertaining new speaker too - Kirsty Jackson. We can't wait to hear Kirsty's talk and to get you all that little bit more excited about the [...]

Top Tips For Tax Planning!

By | 03.2018|Tax Planning|

As we near the 2017/2018 tax year end, we thought it would be helpful to provide some tax planning tips to use to help maximise the use of your various tax allowance and minimise the tax you pay. Of course, these aren't appropriate to everyone but could be invaluable to some. Income Tax planning • [...]

Crypto Currencies – Dont’ believe the hype!

By | 03.2018|News|

Digital or crypto currencies such as Bitcoin, Ethereum and Ripple have been causing financial frenzy over the past few months. Bitcoin is the oldest and most well known crypto currency and was created back in 2009. Transactions are made with no middle men – this means there’s no bank, regardless of the hype around getting rich by trading [...]

Financial resilience and peace of mind

By | 03.2018|Income Protection|

Serious illness or injury can occur at any time and will inevitably cause strain on families financially, as well as personally. Income Protection insurance is designed to provide cover if you can’t earn an income for a number of specified reasons. It provides a financial resilience to individuals and households and gives peace of mind. Help to support you financially If [...]

It’s all in the preparation…

By | 02.2018|Estate Planning|

Getting your affairs in order and planning what you want to pass on to loved ones, whether it’s while you’re alive or after you’ve passed away, is really important. Not only does it mean that your wishes can be carried out but it can also help reduce the emotional and financial burden on loved ones at an already difficult time. [...]

Millenial Outlook

By | 02.2018|Pensions|

Pension saving high up on the list of workplace priorities Workers from the so-called 'Millenial Generation' are putting pension saving high up their list of workplace priorities. Nearly six in ten (57%) people in their first ten years of work considered the quality of their current employer's pension scheme before deciding whether to take the [...]

Unwritten goals are just wishes…

By | 02.2018|Financial advice|

If you do not know where you are going, how will you know when you get there? This is very true about financial goals. You need to set financial goals to help you make wise financial decisions, and also as a reward for your efforts. Goals should be clear, concise, detailed and written down. Unwritten goals are just wishes. In order to [...]